“Once you retire, you need to have a house and need to plan for your kids’ higher education, for marriage, a car maybe and then have a holiday here and there as well. For that, you need to plan it properly and have adequate insurances. Do not be over insured like a lot of people think that the insurance cover is not sufficient enough under the army group insurance and so let us go for too many insurances. It will not help you to be honest.”
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