I have a question regarding co-lending model. In the illustration shown by UGRO
UGRO has a yield of 14.5% and CoB of 10.5%, so essentially for the 20,000 crores, they will earn 14.5% interest income for their equity contribution(4000 crores) and for the debt component(16000 crore) they earn 4%. So far good. But Why they are including 4% spread from co-lending portion (3200 crores) to their income
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