Hi Vikas,
Congrats on your superb return. More power to you. Someone who just copies your idea would have done very well indeed 
I had infact held on to kilpest and ujjivan because you had them in your portfolio.
One question, how were you able to allocate 17% to ujjivan especially at a time when the CEO Nitesh chugh resigned and there were couple of resignations across the board. Also that time few Finanicals going kaput was fresh in public memory. How did you build conviction on this idea.
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