The loan book has increased by Rs 10,000+ cr QonQ. The NIM % is maintained at 6.32%. Provisions have increased marginally in-line with the loan book. Still, I wonder why the pre-operative profit has not increased? Any idea?
If I see the segmental results, the treasury income has dropped significantly from Rs 203 cr to Rs 89 cr, QonQ. This seem to have affected the profit numbers. Any idea what this constitutes and reason for such a sharp drop? Is it going to be lumpy or unpredictable in future? I believe a person who knows the banking industry can explain it.
Otherwise the numbers are as expected. Faster growth is desired, but without sacrificing the quality of loan book.
Subscribe To Our Free Newsletter |