I said age. And age means everything that a person feels at that point in his life. Most young people are under some kind of an influence, and these days, there are influencers, so some young people may feel an urge to save more and more, sacrificing even the smallest joys of life. It may take a while for them to find what they need and what they want, and they will change their ways of life both in terms of living and investing.
Hence the need of teachers, or gurus, a word even the westerners use, gurus who are not only knowledgeable but also wise, who can show the path.
One can have a number in mind, work towards that number, and as he progresses, gets better, and matures, that number may seem small, and he can move to a bigger number. Or it could happen that, he may want to slow down, as time has passed.
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