- From the presentation I could see that SBI cards gives around 65 percent of the cards to the age above 30 and also around 50 percent tot tier3 and others. Does this data imply that even though credit card in force might be growing but the may get a lesser revenue compared to hdfc cards.
- Also I dont find a aggresive marketing from SBI cards compared to HDFC.
- Another advantage which I find other banks like HDFC,ICICI have is majority of the people have salary account in these banks, so it might be easy to cross sell compared to SBI.
(Disc: Not invested , reading about the company).
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