IMO investment in PPFAS Conservative Hybrid Fund (CHF) is a good option. It was launched in May 2021 and since then it has given a return of about 10%. They are investing about 75% in Govt Bonds, 10 to 25% in equity with high dividend yield and about 0 to 10% in REITs and INVITs. There are Chances of delivering 2 to 3% higher than FDs . After 3 to 4 years one can go for a SWP . Sharing the annual performance of the fund.
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