Hello
Why is the slowdown in lending being considered as a permanent thing? Are we assuming that RBI will continue to discourage BNPL as a category of lending in the country? May be fellow boarders can share some policy document which claims so.
I do not see any reason for Paytm not to continue to lead in the BNPL category. And in my opinion there does not seem to be any long term reason for BNPL to not be a part of the overall lending mix in the country.
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