This looks liks issue was not with deposit increase but rather loans increased at much higher pace?
If CASA growth is decreasing as compared to other banks, what is the root cause?
With more branches, intention is to increase deposits further but should a bank of such quality start doing that when they need it the most?
I mean, in banking, the quest for deposits should preceed loan growth or vice versa?
From whats going on it seems bank is not fully prepared yet of the tremendous loan growth which lies ahead…Is that a good thing or bad? Good because existence of such growth or bad because this growth is catching at wrong foot as liability side may not be prepared?
Pls correct me if my understanding of the root cause is wrong here? Thanks
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