Income upto 7 lac is tax free. So you can create income in HUF . Ancestor property can be moved to HUF and any rental income from that can be used to create base.
Also shares / gold from Inheritance can be moved to HUF .
Start any business in name of HUF . If you are purely a salaried person / equity investor HUF may not be very menaingful apart from saving a few 1000,s in tax at base rate. Bcoz equity taxation eventually is same
It.helps only when u have a rental income from property or f.d income which
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