Another question in my mind is as follows:
Is 4% NIMs a high probability for private sector banks going ahead or will this shrink structurally due to competition?
If yes, then the large private banks can compund well for us.
If not then there will be time correction in them.
I don’t have a framework to think about this. US banks have lower NIMs as a comparison.
Would request anyone who has thought this through to help.
Subscribe To Our Free Newsletter |