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Hope to hit 3% ROA and 15% ROE level by FY26: Sudipta Roy, L&T Finance Holdings
Sudipta Roy of L&T Finance Holdings, discusses the company's future targets and growth trajectory. He mentions that the retail growth has exceeded their Lakshya 2026 target for the third consecutive quarter, with all segments contributing satisfactorily. While the wholesale book has been reduced, the retail book is expected to grow strongly. The company's NII is higher than expected due to the shift towards higher-yield retail products. Roy also expects a slight increase in the cost of borrowing.