I don’t have any investment in mutual funds now. Most of my portfolio is in stocks and real estate. I have some investments in PPF and FD.
Flexicap funds are good for most investors but the expectation should be kept at 15 to 18%. High returns at present is due to bull run at present. They tend to normalise with bear market. Regular sip with top up in a bear market will give good returns in the long term.
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