Don’t think of inflation, time or returns, focus on your profession and then on gaining knowledge. A lot of things impact investing, not just time. Capital, risk, returns, market cycles, liquidity, even luck.
If you want to participate, and want to see your investment grow with time, start with a debt fund, not to redeem soon, but invest until you reach a point where you are confident enough to go forward into equity. If there is a chance of withdrawal too, go with a RD. There is a bull run going on, so 12-15% return looks normal, it is not. Liquidity is a major factor in taking the prices up, if that runs out, even 8% will look wonderful, hence no compounding in itself, unless you are doing it yourself.
If you go with equity, you can go with a conservative hybrid fund, which has more debt and some equity, the NAV could fluctuate, you get used it, and you can do this for a year and check your progress and experience.
As time is on your side, you don’t have to hurry.
| Subscribe To Our Free Newsletter |
