My suggestion would be not to take a long term view for now, as everything could be different to now. Take a 2-3 years view, and go as per your risk appetite, and you don’t have to diversify in the asset class again, considering you are just starting and have capital constraints.
RD is debt, so pick something in equity, even hybrid funds will fall and stay there if market falls, so hybrid funds can be considered as equity just like flexi or index funds. RD will increase in value, equity will go up and down, after some time, you can change or modify these as per your understanding and requirements.
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