Paytm's Marketing & Financial Svcs Biz Will Not Affected Due To RBI's Curbs: Vijay Shekhar Sharma
any comments?
2 things is clearly gone, and that is wallet and fastag. Everything will be done with separate banking partners, like lending, PoS or QR. So, then what is the difference between PayTM and other fintechs like GPay and PhonePe. Especially PhonePe which provides almost similar suite of services like PayTM. The main difference was wallet, Fastag and Bank (ability to raise deposits, which can then be lent to customers). So, there might be issue of competitive pressure as well. This doesn’t look like an existential question as people are making it, but surely it will delay profitability in far future.
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