The only problem here is that front end (PayTM i.e. OCL) and backend (PayTM payment bank) has almost same management (all main 3 people were on board of PPBL - Mr. Mahur has now left the board) so in phonepe case there was no linkage b/w yes bank and phonepe in terms of management. I hope they give the same treatment as they given to PhonePe but here it is a little a bit different case.
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