Since you clearly don’t understand how high growth business works, doesn’t makes PayTM a non-business.
As per your defination, even PayPal & sorts of PhonePE are not businesses…
PayTM have made inroads to nukads & grocery stores which even established FMCG players find it difficult to build.
PayTM distribution & penetration is their moat which naysayers would realise only sometime later.
Disc: Holding
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