Agreed that Kotak is as good or even a better option than hdfc at cmp. Personally im not a kotak customer and i want as much of a stress free investment here as possible wherein i dont bother tracking at all and somehow hdfc gives me that reassurance. That being said i was planning on adding hdfc to my wifes PF too… will take a pause on that and figure out if kotak could be a better way and would also help me move things away from just one basket
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