I think the most important thing would be the time horizon, if it is 10 years or more then I personally think one should get heavy in smallcap and midcap funds with little allocation to large cap or index fund and one suggestion is that for Smallcaps and midcaps don’t go with index funds because smallcap and midcap are game of identifying first and once they are into the index they generally become popular and starts underperforming.
Also Do remember that I’m not an expert in mutual funds as I’m into equities directly but if had to do sip of 30 thousand with a time horizon of 10 years or more with medium risk appetite then here are the funds with allocation in which I will invest
1. Parag Parikh Flexi Cap Fund – 7000
2. Quant smallcap Fund – 6000
3. Hdfc Midcap fund – 5000
4. Invesco India Infrastructure Fund – 4000
5. SBI bluechip fund – 4000
6. Icici Nifty 50 fund – 3000
7.Motilal oswal Microcap 250 index fund – 1000
P.s: I’m not sebi registered.
| Subscribe To Our Free Newsletter |
