@hitesh2710 Sir, I’ve quietly followed your posts (and reread many) and respect you more with each read.
Your humility, despite your remarkable success, is truly exceptional and something I aim to emulate.
In today’s noisy world, it’s common for moderately successful (lucky?) investors to boast about their CAGR/XIRR. However, it takes a legend like you to maintain the stance that the focus should be on the process, not just the outcome. Life is much more than chasing CAGR.
My .02 on retiring early: Based on my limited observation from some people who retired early. Financial independence receives excessive attention, while other aspects such as health, relationships/friendships, learning/teaching, passions/hobbies, and purpose are overlooked.
I see some retirees in my close circle who spend most of their days doomscrolling. Most are financially secure, but have nothing to look forward to in their daily lives. I may be wrong, but without a passion or purpose, retirement becomes dull and meaningless.
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