In my opinion, SBI Bluechip, UTI Nifty 50 Index Fund being large cap oriented will give stability to your portfolio.
Parag Parikh Flexicap will give exposure to Developed markets. It would take care of rupee depreciation and can give good returns as INR depreciation will continue for many years.
ICICI Nifty Next 50 Index Fund may test your patience as returns may not be encouraging and Volatility will be as close to Midcap Fund. You can read review by Pattu Sir on freefincal website.
Nippon India Nifty Smallcap 250 Ind : Here your risk appetite will be truely tested. There will be huge ups and downs, so only suitable for goals which are 15 years away.
Motilal S&P 500 Index Fund : This fund will also give US exposure. With Parag Parikh Flexicap, you already have reasonable exposure to US Tech stocks, so this fund can continue till you believe it is adding value to the portfolio.
I would say, based on my experience, all Funds have good times and bad times.
Mostly the underperforming funds often catchup after few years, and Top performing funds sometimes become laggard. This cycle keep repeating after every 4-5 years, so in the long run, you should focus more on funds with good management, low expense ratio, low standard deviation (low volatility) compared to peers. This is more than sufficient.
Also you should focus more on your goals and do regular Equity: Debt balancing as your goals approach nearer.
Rest all is noise and it is less important. Once good funds are selected, stay invested until you really believe that your fund selection was wrong. That’s the key.
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