REPCO home finance – another Gruh in the making?

1. If you listen to Repco’s management they see ample growth, so till
   the time you see this 25-30% growth entry of all other HFCs is not a
   concern
2. Also, you need to factor in the fact that, Repco is very
   less leveraged, with higher leverage in future ROEs would increase,
   MOSL report on this says ROE would improve to 24% by FY20
3. Also, in 10lac segments they are still primary in Tamil Nadu… whole country
   represents growth opportunities
4. Non- salaried is also a growth niche, not easy to penetrate

I dont see why it won’t double in 3 years unless a global meltdown happens.