Hi, can you please share on where the management has guided for a significant decrease in RoA? From its latest investor concall, they have guided the RoA to be in the range of 4.25% - 4.75% for FY25. Also, the rate cuts (when and if they happen in this FY should only benefit them). They have also managed to bring their borrowing costs down, the upgrades in credit rating is helping them here.
Disc - invested and biased
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