Hi @hrfacebuk: I do not have specific references. But if you can go through old threads of HDFC Bank, Gruh on The Equity Desk, it would clear the point.
Also please read entire threads of Gruh and Repco on ValuePickr. We have discussed this a lot of times.
@bharti_vishal has covered what would happen if Repco were to get usual 2-3 PB in his comment above. I think that explains it well.
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