just some facts already 9500 crore is provided for & 1000 crore more is provided by aif exposure, we can expect more recovery from this pool which can come in p&l again. the market is not giving its valuation because of growth I think and Street would want to see it. hopefully in 2-3 years, they can at least get there roe above 12% to 15% then the street may rerate it will eventually.
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