You’re right. While that’s true about NAV allotment, does it really matter for long-term investments (more than 5 years)?
In my opinion, for such long time horizons, the NAV allotment on specific days (T+1, T+2) becomes less significant.
If your goal is to capitalize on lower prices, then ETFs are a great option, especially for broad market indexes like Nifty 50 or Next 50. They allow you to benefit from market downturns, but you do need to stay somewhat attuned to market movements.
For Groww site, I observed, if I place the order before 11 or 12 pm, I will get same day NAV allotted.
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