From my understanding Micro finance means giving small ticket size loans, it could be given to a group of women (self help group) or to a small merchant (micro enterprises). Hence, both the companies are targeting same set of customers but for different purpose. Join liability loans given by CreditAccess Grameen is actually also a type of income generation loans.
It’s just Ugro is just focusing on cashflow based lending and targeting MSME customers, but CreditAccess Grameen has also loan products for home improvement loans aka consumer loans.
I am not explicitly comparing both the companies but discussing the micro financing opportunities.
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