@avneesh As I wrote to @gpharshas in my previous message, it might be better to compare with the NAV of a MF that replicate the index that you are following.
For example: Motilal Oswal has a smallcap 250 index fund. When I compared the fund returns from 19th August to 20th Sept, NAV has returned a 3.5% growth while this pf has returned -3.73% over the same period. The results may be different over longer periods.
In the other pf that runs on Microcap250, while Motilal Oswal Microcap250 NAV has returned 2.40% over this period, our pf has returned 4.22%.
Over longer periods, I expect that the pf will return better than a MF.
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