Expecting gearing to be 1.5-1.6, ROE to be below 12% for next 3 years, future 3 profits and any sell down of legacy loans to counter the writeoffs of legacy loans. ( this will be off PNL) like they have been doing.
M not focussed on what revenue it will make, i am more focussed on how book will be cleaned. Because thats where profitability metrics will change… It needs 3 years to do all of this.
I doubt investors today in this market has that much patience.
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