Thanks a lot for explaining!
I am currently doing weekly SIP in a Large Cap, Flexi Cap and a Small Cap fund, I will try to increase the SIP amounts.
Gold I am currently investing some as Gold-ETF so that I can use them during marriage for making some jewellery. SGB I will hold them upto their maturity.
Silver I am investing to diversify among metals.
Thanks a lot for your help and your wishes! 
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