On your last point, agree its an important one, but we don’t know how accurate it is. I remember in one of the concalls, they had mentioned that with some they have a fixed-pay method, with some its a variable one. Its possible that if volumes increase with fixed-pay one, we might see a fall in this %. I am not sure I can read a lot into the numbers changing for this metric, though it helps get some idea on how things are progressing.
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