It’s true; my portfolio does have a heavy concentration in financials, and I agree that diversifying into tailwind sectors could add resilience. I’ve mainly focused on finance due to a strong personal conviction about long-term growth in this space, though it hasn’t always panned out in terms of XIRR, especially with large-cap banks and NBFCs underperforming.
Deploying cash into other promising sectors is a solid call—I’ll evaluate those options, particularly ones with growth potential amid current economic conditions. Your point on long-term bonds for stability and income is also spot on, especially with RBI’s expected rate cuts. I’ll definitely take a closer look at this to bring in steadiness to balance my high-equity exposure.
Thanks for your insights—making informed decisions is the priority here, and your guidance helps set that direction!
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