This was the exact question I was about to ask…what makes you feel NPS tier 2 is better than liquid/debt funds…is it the lower expense ratio? I think for liquid/debt funds, expense ratio is anyways very low? (Pls correct me if wrong). Also, for debt funds, the ratio is generally 70:30 (debt to equity) unlike 50:50 that you mentioned for NPS tier 2. Is that giving them slightly better returns than liquid/debt fund? I think taxation must be similar for both? Thanks
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