Good one @suru27 bhai.
I do not agree with this specific Risk though.
Increase in insurance penetration: A higher-than-expected increase in insurance penetration would affect the margins of the hospital as a whole.
Increase in insurance penetration would be beneficial for all types of organized hospital chains. The Chairman has insisted on the virtures of a cheap medical insurance on several ocassions. Even the latest Annual Report talks about it.
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