Star Health & Allied Insurance Company – Leader In Retail Health (11-10-2024)
I bet that there won’t be much growth in this insurance as they are not at all ready to settle any claims. Lot of negativity among the existing policy holders and they are spreading this negativity by sharing their experience and saving their time.
They are offering policies at the cheap premium but there is no meaning of taking such policies when the claims are surely getting rejected.
My 0.001% stock market journey (11-10-2024)
I agree, a high debt-to-equity ratio is acceptable for banks, NBFCs, and even stock brokerage firms. It doesn’t matter whether the funds are borrowed from the RBI or lent from their own books.
In IREDA’s case, higher debt isn’t a red flag—it’s a strategic tool. As a lender, its profitability depends on the amount of debt it can take on and lend out profitably. The margin between the interest it pays on its debt and the interest it earns from loans to renewable energy companies is how it generates income. Therefore, higher debt, when managed properly, allows IREDA to expand its lending portfolio and grow its profits.
My earlier response was intended as a general statement. Of course, the evaluation of individual stocks is something I leave to the author of this thread.
Vineet Mittal Portfolio (11-10-2024)
To make good returned first step is to reduce the number of stocks in your portfolio or else we may end up with index returns.
By Decreasing number of stock allocation will automatically increase in each stock.
Equity Investing as a full time career? (11-10-2024)
Hi Mudit
Had to wind up startup in 2016 after running successfully for 8 years, it was into telecom and arrival of whatsapp killed business.
After nearly 2 years, industrial production down 0.1% (11-10-2024)
After a gap of nearly two years, India’s industrial production turned negative as it contracted by 0.1 per cent in August, mainly due to a decline in the mining and power generation sectors’ output, in addition to an almost flat expansion in the manufacturing sector. According to the data released by the National Statistical Office (NSO), factory output growth based on the Index of Industrial Production (IIP) has also been revised downwards for July to 4.7 per cent from the earlier estimate of 4.8 per cent. “The IIP growth rate for the month of August 2024 is (-) 0.1 per cent, which was 4.7 per cent in the month of July 2024,” NSO said in a release.