There are various banks under this list but when it comes to NBFC there are only two NBFC’s which are in the list of ROA lower then Northern Arc – LIC housing finance and l&t finance limited.
Posts tagged Value Pickr
All E Technologies, making businesses ready for AI (31-10-2024)
I heard their concall for the 1st time today. Honestly not impressed. Few observations:
- Touch of arrogance
- Indirect response to few direct questions (such as what are the sales channel for international mkts, blended billing rate, products vs svcs revenue mix).
- With ~1000 clients for a approx annual svcs revenue base of ~75 cr gives a sense that they are one among crowd serving their customers (& not really niche/ strategic), hence easily replaceable.
- On a like-to like-basis, avg annual svcs realization per employee is ~20 lakhs, which again looks low (hence does not give a sense of any niche kind of work).
- They have grown from 0-100 cr in 24 yrs. For growing 10x in next 10 yrs, could not get a sense of any strategy/ plan to achieve it. what is new that will help them deliver such a performance in future.
- Video on HR that CEO showed is basic chatbot that any IT company would have even without Gen AI. What’s so unique about All-e-tech here was missing.
- Product margin seems to be 16-19%. usually industry operates at ~10% margin. Hence as they will grow, this component may deflate the overall margins.
May be reading too much for a microcap but not convinced about the company somehow…
Screener.in: The destination for Intelligent Screening & Reporting in India (31-10-2024)
Upcoming IPOs – Screener – just come across, find it interesting. Thanks Screener. @kowshick_kk
All E Technologies, making businesses ready for AI (31-10-2024)
True, even I have that guy feeling because the guy gave 23 years of the life to setup this company and now when he retires would like to cash that out…
ITC: “Will”(s) “Gold Flake” assist “Ashirwad” to win “Bingo!”? (31-10-2024)
Hi, will ITC hotels hold this acquired stake post the demerger, or will it continue to be with parent company.
The step has been taken to consolidate the shareholding of EIH and HLV under the company, ITC said in a regulatory filing. Post such acquisition, 'the total shareholding of ITC in EIH and HLV would be 16.13% and 8.11%, respectively'
All E Technologies, making businesses ready for AI (31-10-2024)
He states it’s not a family business but a professionally managed company. I have a gut feeling he will sell the firm once he decides to retire.
Paushak Ltd. – Alembic’s agrochemical business (31-10-2024)
Transcript of latest AGM:
All E Technologies, making businesses ready for AI (31-10-2024)
At their size, a wrong acquisition can break the company so while it’s been going on for a while, it doesn’t bother me so much. Mian comes across as conservative in most things which surely plays a role and is both a dampner and a good thing.
Five Star Business Finance – Financing Bharat! (31-10-2024)
The reaction started due to management commentary. Moreover lending rates were reduced by 2 percent from Nov. So obviously profit will be affected adversely. Market was already jittery regarding MFI stocks and management commentary was trigger to hammer it. Present market mood is very severe for any negatives due to panick.
Shilchar Technologies – Power & Distribution Transformers – Sunrise Sector? (31-10-2024)
Does something like this leads to increase in revenues as well as margins? Or the increase in revenue is offset by the increase in RM cost?