Amit ji, great to see an XIRR of 25% over such a long period of 9 years. Pl.it would be helpful if you could share your rational for picking these stocks and also how you retain and maintain the stamina for holding the stocks over such a long time period especially when their are steep market falls like 38% down in Covid time. Lastly what is your exit strategy? Your inputs would be highly guiding for an ammeter investors like us.

Hello happy to share my Portfolio. 95 % of my net worth is stocks. 5% in Bank and I have one house which I don’t count in my net worth.

Spend 9 years in Investing and started allocating more and more to stocks as I gained confidence. On Dec 31st my stock returns were 25 % XIRR plus Dividends. I don’t sell very often hence my portfolio turnover is very very low. I designed it in such a way that I don’t have to hunt for new ideas as i am working and work takes a lot of time. You can blame me for being buy-and-hold. There is no right way to earn good returns but yes there are things to avoid. I have never over paid learned deeply by studying warren and when i did in 2018 have paid a price for good business have suffered.

I am sharing this for educational purposes. I am not an advisor etc. I see lot of people doing direct investing without proper training and playing with derivatives. Please take time to understand till that time put in SIP NIFTY 500 investing monthly.

Here is my Portfolio as of 31st Dec 2023.

I went through their presentations and some concalls.

In Q1FY24 ppt, they mentioned:

• 2000 crore revenue in FY25
• 125 EBOs by FY25
• 70% distributors in Project Lakshya by FY25

In Q2FY24 ppt, they quietly changed all three targets to FY26. I like their strategy of moving into higher value segments, branding, but i think this stock will require patience. May not give quick returns. It does looks it undervalued.

Still studying. EBOs are based on franchise model, but it seems there arent too many takers for their franchisees at this moment, which is why they moved the target.

Most probably reason behind recent run up.
Disclosure: Invested

Hello board members ,

I have traditionally invested in NSC and post office schemes, but now that they have matured, I’m looking to transition to online investments to avoid the physical paperwork hassle. I’m seeking suggestions for the best funds with moderate risk that can outperform the 7.7% return from NSC. I’m interested in using investment apps for this purpose. Could you recommend some funds and reliable apps for online investing with moderate risk.i come under 30 percentage tax bracket. Need advice, I have 6 lakhs of investment