To be frank these picks where based on Fundamentals (strong) and random basis and Most of it will be Largecap. In my opinion in large caps we can take calculated risks.
Posts tagged Value Pickr
Arman Financial Services Ltd (02-11-2023)
Why is the stock under selling pressure?
Arman Financial Services Ltd (02-11-2023)
Q2 FY24 Result
- Asset Under management grew by 60.5% YoY at Rs. 2304 Cr.
- Gross Income grew by 73% YoY at 160 Cr.
- PAT grew by 105% YoY at Rs. 41Cr. From H1 this growth is 126% at 81Cr.
- FY23 PAT was Rs. 93.81 Cr, out of this Arman Finance has already earned Rs. 81 Cr in H1 FY24.
- No of Shares 94.28 Lakhs
- Collection efficiency at 98.2%
o Microfinance segment – 98.3%, PAT is >25% for this segment
o MSME segment – 98.6%, PAT is >25% for this segment
o 2W segment – 96.3%, PAT is >25% for this segment - GNPA at 2.48%
- P/B value is at 5.5 (2369/428) at for Bajaj Finance is 9.
- Capital Adequacy Ratio at 25.57%
Management Commentary:
“The microfinance industry has exhibited remarkable strength in the face of prevailing volatility and geopolitical tensions. The resilience of India’s rural economy has contributed significantly to India’s economic engine.
Company operational in 10 States with 385 branches. 42 branches added in Q2 FY24 and 49 in H1 FY24.
While staying committed to their core strategy of prioritizing asset quality over business volumes, they plan to further expand their presence in new states as an essential and strategic growth lever for the future.
GNPA improved by 99 basis points to 2.48%.
All values in Rs. Lakhs
Disc: Invested
Hitesh portfolio (02-11-2023)
@hitesh2710 CDSL Q2FY24 results has been in line with expectations, as the stock continues to do well how does it look technically?
Sadhana nitro :a Dog or a Horse? (02-11-2023)
Good to see, After June 2019, they released investor presentation now. This presentation covers everting about the company https://www.bseindia.com/xml-data/corpfiling/AttachLive/f3834cb9-88d0-4832-9bda-9a8ee90a0d2a.pdf
eMudhra – building seamless digital and paperless experiences (02-11-2023)
You need not go on MCA. My link is not working. You can see the financials with signatures by promoters here https://www.blueskydsc.com/
You can also do some ground research on the realization of digital signatures. Numbers just don’t add up.
It is not about the amount, it is simply about the promoters intention. Why will I sell a product to a related party for 10rs if I can directly sell the same for 100rs? Why will I deprive minority shareholder of that much margin?
Disclosure: This is an opinion. Not invested.
MCX and Financial Technologies (02-11-2023)
slowly MCX would be there. Its not there for 3 reasosn:
- 10 years back there were impact because of FTSL
- volume growth wasnt great since then
- overhang of tech platform.
all 3 are sorted now .
NetWeb Technologies (Supercomputing?) (02-11-2023)
Management profile did not inspire confidence as the business seems to be high tech