Annual Report
Posts tagged Value Pickr
Jupiter Wagons Ltd (previously CEBBCO) (23-07-2024)
Budgeted target to procure 38,000 wagons.
Jupiter Wagons Ltd (previously CEBBCO) (23-07-2024)
Budgeted target to procure 38,000 wagons.
Investing Basics – Feel free to ask the most basic questions (23-07-2024)
Hello Sir,
As an investor should I try do the DCF valuation of the company that I am trying to invest .
Chennai petroleum (23-07-2024)
Is the company investing in Hydrogen economy?
Office of Alumni & Corporate Relations(CPCL,CPCL%20MD%20Arvind%20Kumar%20said.
Zaggle_A platform to address pain points for enterprises (23-07-2024)
Investment Thesis
Company addressing pain point in Spend Management, Rewards & other white spaces–
Given the company is successfully identifying the white space in enterprise tools and building platform to fill those gaps is a major win for the company.**
Company has been innovating and adding products to make enterprise clients life easier is the biggest strength of the company
Negligible CAC
• Zaggle goes through B2B2C route to reduce the CAC with an innovative business model which gives it an edge vs competitor
•
With discounted monthly SaaS fees, Company is more focused on earning money by getting commission on spends through branded cards
Flexible Product / Deployment
• Zaggle can deploy its platform in any enterprise grade HRMS/ERP tool starting from Tally to SAP. This makes it easier to onboard customer and reduced the onboarding time to minimal
•
There is no limitation for the corporate to use Zaggle co-branded corporate cards, Client can keep using only the platform
Win-win proposition for all stakeholders
• Banks –
- Banks get an entry into a large pool of corporate salary relationships.
- Also, they can deploy their co-branded cards at 0 CAC
- There is no tech cost for banks as all the API/ integration is done by Zaggle
Corporate -
- get the card, which is a system of transactions,
- to tightly couple with Zaggle system, which is a system of engagement
- with their system of records which is their ERP
Zaggle –
- Earns commission on propel points and card spends
- Earns SaaS fees platform deployment
Unique business model
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Given it is a Fintech, Zaggle earns at the point of payment by building the processes (which are given to client at minimal cost)
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Lower SaaS fees entice corporates of all sizes to opt for Zaggle platform
Growth Levers
There are 4 levers of growth for Zaggle
- More number of corporates,
- Users within that corporate,
- Greater number of solutions i.e. cross sell and upsell opportunities,
- The amount of spending which the users do on the cards
Deeper penetration in existing customer groups; currently, only there is only a ~20% overlap in Propel and Save customers
Wide addressable market
• Opportunity size for spends management software pegged at Rs 139bn by FY27**
• Credit card & Prepaid card issued and spent are increasing at rapid pace**
• ARR Payments amounting to ~Rs 8,000 cr. is being done using Zoyer platform**
• Increase in formal workforce is another growth trigger for Zaggle**
High customer retention rates
• Zaggle has strong customer retention capabilities with the churn rate for customers terminating contracts being consistently low (annualized sub-2%)
• With its integrated offerings, the company has been successful in reducing the negative impact of low-switching costs associated with a SaaS business
Experienced promoters with deep domain knowledge
• The senior management team is ably supported by a professionally qualified workforce with extensive knowledge, understanding and experience in the fintech, banking, technology, infrastructure, and healthcare industries. (Refer- Board of Directors & Management Team section)
Smallcap momentum portfolio (23-07-2024)
Hi @visuarchie,
I am following on this thread from couple of weeks.
Thank you for sharing your knowledge to the community.
Started creating the smallcap momentum sheet by taking reference from your sheet.
And started creating basket in Zerodha.
Having couple doubts I had while creating the basket order.
Considerting case : Stock A is value of 5000, Stock B is value of 20, Stock C value of 133
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When the basket is created you mentioned that every stock is provided with 5% weightage. Does this mean you pick the stock A price i.e, 5000 as reference?
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If the maximum price is taking as reference, then other stock units will be decided by the formula (Stock price of A/Stock price of B)?
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When creating the basket, order to be placed with market price? or order with limit?
Could you please help to clarify my quireies.