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Posts tagged Value Pickr
Varanium Cloud SME, the next Brightcomm Group? (19-10-2023)
That’s why it is called cloud …after the cloud settles and sky is clear only we will know what clouded world we live in.
IIFL Finance (erstwhile IIFL Holdings) ~ Retail focused diversified NBFC (19-10-2023)
IIFL Finance Results
Some key points:
- NPAs falling,
- Microfinance growing fast (FY23 – 9786Cr, H1FY24 – 11307Cr),
- ROA touching 3.7%,
- Cost to Income flatting and expected to fall further,
- Q4 is usually the best so PAT should touch 2000Cr for the year,
- Sharp growth in Home Loans AUM (FY23 – 21800Cr, H1FY24 – 24000Cr) – Sticky book,
- Sharp Growth in Digital Loans AUM (FY23 – 2512Cr, H1FY24 – 3539Cr),
- GNPA went up in Gold Loans from 0.8% to 1.2%
- Co-lending in Gold Loans is now 35% of the AUM
Disc: Invested
Nithin’s Portfolio (19-10-2023)
I have exited SYNGENE as well due to Funding issues will look at it post December 2023.
I think its not just funding issue from most of the concall I hear such as LTTS, SYNGENE – they are reducing margin which shows that the financial strength is not well present.
Secondly – I am hearing from US – IT companies that the hiring is no longer present at this time and they are having attrition there…
Given banks will have pressure build up based on NPA & GNPA from the COVID levels – this gives me so much uncertainties.
GABRIEL – I have exited – am thinking the demand will be low due subsidy cut
Disclaimer : This is for educational purpose and whatsoever discussed in my thread is not a buy or sell recommendation.
Neuland Laboratories Limited – Transformation towards niche APIs? (19-10-2023)
Q2 results on 07th November.
Shakti Pumps – solar shakti (power)! (19-10-2023)
Shakti Pumps wins order worth Rs1600 crs from Mah Electricity bd to be executed over a period of 24 months. Market reacted positively to this news.
Microsoft Word – Intimation of Award Order_EY (bseindia.com)
Companies with 20%+ growth guidance for next few years (19-10-2023)
True, but few will survive when tide turns. Once we have seen a collection cycle during a downturn then only we can know. Else giving away money is simple, you can grow at whatever rate you want.
Nithin’s Portfolio (19-10-2023)
Hello @amitvohra
Firstly : You cannot factor PE for a SAAS based company in first place. You need to factor EV/EBITDA.
Disclaimer : This is for educational purpose and whatsoever discussed in my thread is not a buy or sell recommendation.
I have exited the stock recently even though that they have 2 good runways for Q3,Q4.
Reason being :
- US Bonds are all time high also contrary there is inflation, to tackle inflation they need to raise interest rate – now they are at about 5.25 – 5.50% – I don’t know how this hold up and decrease inflation.
- During covid – US banks there has been good number of lending activities in the banking system that will soon turn up good or bad either in what terms of %NPA nad GNPA in numbers – we need to watch
- I would wait and watch since NEWGEN is mostly on BFSI & GSI and catering to US – am bit cautioned, i wont take risk too much.
There are multiple variable can play out maybe am wrong as well too but i like to stick within my framework.
- First one being Economic situation
2 Being company
My preferred picks for long are among : Pharma | Chemicals – that would have certainty of cash flow + structured growth.
Sometimes I do go out looking for opportunities on short run say
NEWGEN | E2E
Piccadily Agro Industries Ltd (19-10-2023)
As per UK laws a product sold as “single malt scotch whisky” must be made exclusively from malted barley. Must be distilled at one single distillery (that means no blending with whisky made from various distilleries) and must be aged for a minimum of 3 years. This law is followed globally by all manufacturers. The aging is done in wooden barrels. Since wood is a porous material some of the whisky is lost to evaporation. The word “angel’s share” is a humorous way of referring to the amount of whisky lost to evaporation.
Piccadily Agro Industries Ltd (19-10-2023)
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the angel’s share
: the amount of an alcoholic drink (such as cognac, brandy, or whiskey) that is lost to evaporation when the liquid is being aged in porous oak barrels
Up to 1 percent of the volume of the cask can be lost each year through evaporation, sometimes called the angel’s share.