Valuations are better left to Mr. Market.

From grwoth perspective, the way Repco has grown in the first six months this year(at 31% loan book growth), it should be easily able to grow even better going forward with more favorable conditions coming in. Real estate prices are not growing, interest rates are expected to soften further , government should continue to drive the low cost affordable housing sector with more and more incentives(just like the recent FDI move), the competition in the non-salaried segment is still not there which is Repco moat. All this makes for a sweet spot for Repco as a business and with market cap at just 4000cr – it makes a even sweeter spot for Repco stock !
Disclosure: Its my biggest holding in my PF.

try this in screener.in
3yr sales growth> 7yr sales growth
3yr profit growth > 7 yr profit growth
3yr sales growth> 20
3 yr profit growth> 40
Debt to equity < 0.7
5yr sales growth> 20
5 yr profit growth> 50
ROE> 15
Roce> 15
Roic > 20
ROA> 13
PRICE TO CASHFLOW < 10
MARKET CAP TO SALES < 0.5
Industry pe> 30
Opm> 10
Dividend last yr > 0
Change in promoter holding in 3 yr > 2
Promoter holdings> 55
Pledged percentage <1
Try this in screener than we will know the value