Thanks @anjanikari for your comments. I am still awaiting response from management on my earlier query.
On preference shares, I meant 65 rs per share not the whole amount.
You did a great in-depth job. thanks.
Posts in category Value Pickr
Dhruv consultancy (DCSL): a feasibility study – a path of stones or a smooth highway? (04-10-2023)
Thanks @anjanikari for your comments. I am still awaiting response from management on my earlier query.
On preference shares, I meant 65 rs per share not the whole amount.
You did a great in-depth job. thanks.
HDFC Bank- we understand your world (04-10-2023)
Recently have done a Balance Transfer of LAP Loan from Edelweiss to HDFC and the whole process was really frustrating, plus other banks are offering better rates like Kotak, but since there is a pre-payment penalty does not make sense to switch again, as a customer even to get a simple statement for it is really time consuming, as the LAP was sourced through RM and a way to get a statement digitally is very hard plus hard some pre payment charges levied by bank for no fault of mine, and took am=lost 1.5 yrs to escalate the issue and get those reversed, I was assured of 0 processing fees but in the end I had to pay 0.25%, the amount of docs reqd etc it is really painful for a simple Balance transfer but a friend of mine recently got a Home Loan from Kotak, his experience was a lot better.
HDFC Bank- we understand your world (04-10-2023)
Recently have done a Balance Transfer of LAP Loan from Edelweiss to HDFC and the whole process was really frustrating, plus other banks are offering better rates like Kotak, but since there is a pre-payment penalty does not make sense to switch again, as a customer even to get a simple statement for it is really time consuming, as the LAP was sourced through RM and a way to get a statement digitally is very hard plus hard some pre payment charges levied by bank for no fault of mine, and took am=lost 1.5 yrs to escalate the issue and get those reversed, I was assured of 0 processing fees but in the end I had to pay 0.25%, the amount of docs reqd etc it is really painful for a simple Balance transfer but a friend of mine recently got a Home Loan from Kotak, his experience was a lot better.
The harsh portfolio! (04-10-2023)
Hi Harsh, I am new to valuepickr.Can you guide me to threads about Shemaroo.So, I can read it in more details.
The harsh portfolio! (04-10-2023)
Hi Harsh, I am new to valuepickr.Can you guide me to threads about Shemaroo.So, I can read it in more details.
HDFC Bank- we understand your world (04-10-2023)
HDFC bank shall have huge data and if monetised appropriately will be really nice, instead of the annoying calls everyday for loans AI can be really helpful, most of the fintechs that are able to expand rapidly do on the basis of tech/digital moat, the only issue I find in them is they are focusing on the bettering their tech, even after the recent updates the app is still poor with frequent crashes and if it can dominate through tech it will be the most dominant banks in physical as well as digital capabilities.
HDFC Bank- we understand your world (04-10-2023)
HDFC bank shall have huge data and if monetised appropriately will be really nice, instead of the annoying calls everyday for loans AI can be really helpful, most of the fintechs that are able to expand rapidly do on the basis of tech/digital moat, the only issue I find in them is they are focusing on the bettering their tech, even after the recent updates the app is still poor with frequent crashes and if it can dominate through tech it will be the most dominant banks in physical as well as digital capabilities.