Hello,
In my opinion as a CFA aspirant, you have a rather high exposure to HDFC Bank.
It is not only about the individual holdings but I suggest you also look at the stock composition of your mutual funds. Since you have the Index Fund, it is highly likely that you also have HDFC Bank exposure through there.
I am not aware of the composition of your Parag Parikh Fund but if the fund is also holding HDFC Bank shares it further increases your exposure.
I strongly suggest you atleast cut down your direct stock exposure to HDFC Bank.
Also, 35% cash which you hold is also not a good indication since inflation will affect it. I suggest you look at Liquid Funds to temporarily keep the cash until you choose to spend/deploy it.
Posts in category Value Pickr
My Portfolio (Updates and Suggestions) (08-10-2024)
Godrej Properties – Brand, Business model & Scale (08-10-2024)
Hi,
does anyone here understands how cash collection doesnt relate with Revenue in P&L statements of real estate companies?
For example, as stated cash collections here in the Q1 FY25 investor presentation, it stands at 11436 Crores:
So, my mind makes sense that Revenue for the period has to be more or equal to 11436 Crores as this is the money coming in. But strangely, revenue is as follows: 3036 Crores (taken from screener.in)
Revenue is like 1/3rd of cash collections. And even lesser to bookings. So what parameter actually adds up to the top line in a company like this?
If anyone understands the industry/accounting wizardry here, do enlighten please!
This would help in understanding what variable to exactly track. As right now, if we track cash collections, guidance seems to be 31% growth. But if that doesnt relate to same growth in topline/bottom line, then its wrong variable being tracked.
Rudra’s PF and Information attic (08-10-2024)
The Alpha Ideas SME Stars 2024 was a great meet. Listening first hand to promoters of this emerging companies and also catching up with Senior investors on the sidelines.
Click on the links under the company name to capture the presentations on Youtube and the PPT column contains the links for their Investor Presentations uploaded on the stock exchanges
| Company | PPT | Mcap | Sales | PAT | OCF | P/E | EV/OCF | Promoters | |
|---|---|---|---|---|---|---|---|---|---|
| Addictive Learning Technology Ltd | PPT | 596.85 | 63.93 | 6.53 | 124.86 | 91.4 | 30.06 | 66.07 | |
| Advait Infratech Ltd | PPT | 1818.17 | 208.85 | 21.88 | 24.9 | 70.53 | -176.38 | 69.44 | |
| Aimtron Electronics Ltd | 867.28 | 92.54 | 13.6 | 15.6 | 63.72 | 130.81 | 71.29 | ||
| Beacon Trusteeship Ltd | 210.46 | 20.88 | 5.16 | 40.65 | 40.79 | 35.5 | 46.15 | ||
| Chaman Metallics Ltd | 271.03 | 188.87 | 12.52 | 62.91 | 21.39 | 19.89 | 73.6 | ||
| Chavda Infra Ltd | 441.22 | 241.66 | 18.76 | -49.83 | 23.51 | -21.69 | 73 | ||
| Cosmic CRF Ltd | PPT | 1198.55 | 253.48 | 12.75 | -66.72 | 94 | -46.11 | 61.24 | |
| Madhusudan Masala Ltd | PPT | 233.49 | 162.22 | 9.2 | -177.47 | 25.38 | -9.98 | 73.69 | |
| Power & Instrumentation (Gujarat) Ltd | PPT | 290.57 | 97.49 | 5.89 | 41.48 | 43.04 | 35.95 | 40.95 | |
| Premier Roadlines Ltd | 274.35 | 228.51 | 12.62 | 4.32 | 21.76 | 76.28 | 73.65 | ||
| Proventus Agrocom Ltd | 583.91 | 496.77 | 7.21 | -68.67 | 156.13 | -98.42 | 70.84 | ||
| Silicon Rental Solutions Ltd | PPT | 268.61 | 63.25 | 12.9 | 152.35 | 20.9 | 12.77 | 73.67 |
Avenue Supermart: a compounding machine? (08-10-2024)
Captive Renewable Power. Ensures they alone/or contracted firms alone receive renewable power from that particular solar plant.
Rudra’s PF and Information attic (08-10-2024)
Good candid discussion with Samit Vartak (SageOne Investment)
Markets Opportunities, Themes and Way Forward | Samit Vartak | SageOne Investment Managers
Transformer & Rectifier India Limited (08-10-2024)
Superb results. Haven’t heard the Con call yet, but apparently the management is very bullish.
Holding this since a year, and maybe for a few more years. The entire sector is poised.
I wonder why Mr. Kela has reduced stake to below 1pc. Very strange move.
EFC – Entrepreneurial Facilitation Centre (08-10-2024)
As per the EPFO data their subisdiaries EK deisgn industries have 29 employees and while hills interior 30 employees.
BLS International (08-10-2024)
Yes, they are…it can be slab based…they don’t have that ability… This is my understanding
Auto Industry in India – We had a chequered Past, can we expect a bright future? (08-10-2024)
EV 4 Wheelers-New EV policy for Cars In India- Quo Vadis ?
After 6 months of New EV policy on cars- it did not attract the attention of Global players.
Tesla is gone at least for now.- not interested in coming to India. BMW joins a growing list of Global companies that have refused to participate under the new EV policy, which was announced by the govt in mid-March with much fanfare, mainly to attract other multinational companies like Hyundai and sibling Kia, Mercedes-Benz, Volvo, Toyota, Honda Cars, JLR and the Stellantis group.
What are the incentives offered ? what do these Global giants comment on these incentives? Please read these articles … Very interesting… Is Indian Govt doing something ?.
Now , coming to existing domestic EV car players , there seems to be intense lobbying against each other till date …Maruti Suzuki & Toyota say Hybrid car is the best option for India while Tata & Mahindra are in favour of EV… Both EV of Tata and Mahindra are best sellers where as Maruti Toyota are not leaving behind in selling the Hybrid cars with flexi fuel blends in equal numbers even without govt incentive like EV.
But when the question of inviting new international EV players like Tesla , BMW, Mercedes arises , all the 4 domestic players join hands to lobby against the new EV policy…
This is clear , each company has its own business interest.
So far now , it is all these 4 companies will fight for a pie in 4 wheeler car market.
But the only signal that EV 4 wheeler sales have come down partly because of withdrawal of FAME 2 subsidy and inadequate charging infra and there is seasonal factors.
Who are the EV car leaders in India ?.
The top 3 players in EV cars are Tata motors (61% market share) , MG Motors (16% Market share), M & M (7%)
M & M has some interesting products in SUV range which is high in demand and the company is ramping up production. It has the fastest growing products.- seems unstoppable and unbeatable. please read the article to find more.
Going forward , it is going to be tough for existing EV players and fittest will survive with multi products- petrol/ hybrids / CNG/EV , product reliability , service infra .
We have to see what the govt is planning to promote EV 4 wheelers…EV policy 2 is coming up !
Discl,: Remain invested in Mahindra & Mahindra , Maruti Suzuki, Tata motors from.lower level Not a buy sell recommendation.please do your own assessment before buy sell decision.
BLUE PEBBLE- The next high growth SME? (08-10-2024)
8% jump in stock price today!
Anyone able to figure out the reason for this?