Is it a right time to invest in bulk in Mutual Funds ?

I really would suggest to put 60% of it in senior citizens savings scheme and rest in equity. She needs regular income which is covered by debt portion.

Since it is a retirement component, please take as little risk as possible with the money.

G1

 

There is really nothing called as the right time. It all depends on the companies you wish to invest in. If you are not willing to take any risks, go for a sip investment plan as it is reliable and you can start with very small investments. Check out Kotak Mutual Funds SIP plans for best returns.

 

You have to spell out the amount, mutual fund schemes, STP date and the investment horizon. For example, you have Rs 6 lakh to invest. You want to invest the money in a large cap equity scheme. However, you do not want to invest the money at one go, as you want to avoid getting into the market at a higher level.