Any insight about future of Micro finance company next 2-5 year

What is your on micro finance sector 2-5 year. I seen equitas, ujjivan & Bharat Financial Inclusion were struggling after demonetization and farmer loan waiver . Does these have any impact on near time say next 2-5 years.

I hold Bharat Financial Inclusion and bought it 2 years ago and in decent gain. Shall I hold it or switch to other finance company e.g. Bajaj Finance/Chola/ any other company with strong fundamental. I see Bharat Financial is more volatile .

 

Equitas is reducing its exposure in micro finance and has started to concentrate on other verticals. Hence it will be a good bet.