Posts tagged Value Pickr
GRUH Finance – mini HDFC (20-09-2015)
The revolutionary effects of payment banks and small banks have been talked up by market commentators and tech barons.
Small banks have a tech based low cost set up plus a mandate to lend 75%of its loans to the privileged sector - below Rs 25 lakhs. As this article points out small banks will affect existing institutions which lend at a higher to this category.
This will affect Gruh, Repco HFCs and shorten their runway significantly.
Does gruh and repco have a economic moat in its experience with credit appraisals of unsalaried / privileged segment? Credit appraisal skills which will take time to develop for the new small banks?
Pls share your views.
Varun 2020 portfolio – 2 strategies (20-09-2015)
Raj - Partly agree with your view. Care earnings should rebound in second half of calendar yr and its in such a niche business with so huge an opportunity size that one cannot ignore the likes of these business. You can either get good news or good prices and we are buying it for long term and looking at what is going to happen in FY16.
Varun 2020 portfolio – 2 strategies (20-09-2015)
DBcorp and care look very interesting wrt price now, but they have poor earnings visibility till atleast fy16 end ( May be even fy17 if Capex recovery and consumer sentiment did not pick up quickly)
So even though prices are fine now to enter, yet to decide..
Bayer cropscience (20-09-2015)
Thankyou for the information. The Buyback by company at Rs 4000 speaks of confidence in business in times to come. Its a kind of stock you never want to sell.
Disc: - Invested 2 yrs back
Varun 2020 portfolio – 2 strategies (20-09-2015)
My Case for bullishness on Supreme Industries
Here is the Intrinsic value calculation of supreme industries - approximately - there is 20-40% margin of safety at current market price the way you look at it. However the FCF calculation shows Rs 400 as the value which is way below current market price. Anyways I have decided to load up on this business after reading past 3 yrs annual report and presentations and company's new initiatives in building products and automotive segment. Its difficult to predict the future cash precisely flows in light of govt increase spending on infrastructure, economic growth and new products and plants coming up.
Being an Architect by profession I can vouch for it this company has a long way to go.
Invite readers reaction and criticismSupreme Industries Intrinsic value.xlsx (58.4 KB) on the same.
Currently working On Havels India in the same building infrastructure category.
Hitesh portfolio (20-09-2015)
Hitesh whats your technical view on Gruh Fin can you share ?
8k Miles Software Ltd, Cloud Computing (20-09-2015)
Are they not capitalising the opportunity
They are still a small player and are building up capacity,
Don't you think acquisitions are small and not very big teams are coming up so integration should not be an issue
The current COO of the company also came while his company was acquired
Any info on promoters from customers
8k Miles Software Ltd, Cloud Computing (20-09-2015)
[8K miles latest acquisition]
will it be able to sustain such in-organic growth?
Cupid Ltd – Helping the world play safe! (20-09-2015)
anyone having private transport going to Cupid AGM from Mumbai ?.. we can share the ride & costs offcourse