HBJ Capital, whose master-mind is P. Gokul Raj, claims to have discovered all the multi-bagger stocks before they became multi-bagger stocks. How much of this claim is fact and how much is fiction is not known because there is no empirical evidence regarding their stock recommendations.
Anyway, there is no denying that HBJ Capital is always trying innovative methods to entice prospective customers to join their service.
Now, that the markets are booming and the lay investor is getting interested in stocks, the time is opportune to pull out all the stops. So, in their latest promotional offer, HBJ Capital has granted free access to their “The Millionaire Portfolio” for a limited time period.
What you have to do is log into www.soft.hbjcapital.net with the user ID = email@example.com and the password = election2014.
I logged in and downloaded the portfolio. I find it quite useful. It is written with an optimistic and encouraging tone, intended to fill you with enthusiasm to buy stocks, especially when the market goes into a tailspin, and you go into a shell.
In terms of stocks, I counted 14 stocks (though claimed to be 13) in the portfolio, all of which are well known names, with a good track record and strong earnings expectation. The portfolio is nicely balanced, with stocks from the banking, pharma, consumer goods, info-tech and capital goods sectors. The amount that should be allocated to each stock is indicated and it ranges from 10% to 4%, depending on the conviction of the fund manager in the stock. New members are expected to replicate the portfolio while existing members are expected to make incremental adjustments to their portfolio.
The TMP is said to have achieved an absolute return of 115% since November 2009 (4 years, 4 months) which works out to an compounded
average annualized return of 19 28+%. This compares very favourably with the absolute return of 34.60% (CAGR: 6.99%) given by the Sensex in the same period. Even otherwise, an annualized return of 19% is quite respectable.
The only disconcerting thing is that there are so many packages to choose from, that one gets perplexed. I counted twelve options such as the ‘Multibagger Package’, the ‘Millionaire Portfolio’, the ‘Bulls Eye Package’, the ‘Fortuna Wealth Management’, ‘Double Circuit Package’ and several others. There is said to be a “Blow Out Sale” for each, with steep discounts on offer.
The problem with offering the customer so many choices is that he goes into ‘decision-making paralysis’.
In conclusion, I think HBJ Capital’s TMP service is a good one. The price of the service is Rs. 7,500, which is quite a bargain. There is a lot of hand-holding, which is ideal for newbie investors. The choice of stocks is also good and will perform well over the medium and long-term.